Return on investment (ROI) is a key indicator for assessing the effectiveness of an investment programme, particularly in terms of the actual cost. Investors often prefer a quick ROI, as it ensures a quick repayment of the invested funds, without the need for additional acquisition. In addition, a well-structured program allows investors to maximize their savings by incorporating additional options. This provides the opportunity to maximize financial return while having a clear view of the costs involved. Ultimately, transparent and effective investing not only promotes substantial savings, but also creates opportunities to achieve higher returns.